enhance

SBA Loan Program

Statewide

A cabinet-level federal agency fully dedicated to small business which provides counseling, capital, and contracting expertise as the nation’s only go-to resource and voice for small businesses.

Business and Industry (B&I) Guaranteed Loan Program

Statewide

The Business and Industry (B&I) Guaranteed Loan Program is a loan guarantee program designed to assist credit-worthy rural businesses obtain needed credit for most any legal business purpose. The intent is to save and create jobs in rural America.

South Carolina Community Loan Fund

Statewide

Provides loans up to $1,000,000 to finance acquisition, predevelopment, infrastructure, construction, renovation, leasehold improvements, machinery and equipment, working capital, and permanent financing business costs.

SC Launch Inc.

Statewide

SC Launch Inc. invests seed funds into early-stage, high-tech startups in South Carolina, with the potential for subsequent follow-on investments.

SC Capital Access Program (SC CAP)

Statewide

Provides financial institutions operating in South Carolina a flexible and non-bureaucratic tool to make business loans that are considered more risky than conventional loans.

Revolving Loan Fund (RLF)

AikenAllendaleBambergBarnwellBeaufortCalhounChesterChesterfieldClarendonColletonDarlingtonDillonFairfieldFlorenceGeorgetownHamptonHorryJasperKershawLancasterLeeMarionMarlboroOrangeburgRichlandSumterUnionWilliamsburgYork

Provides business capital in the form of direct loans to new and expanding businesses.

CommunityWorks

Statewide

A non-profit financial organization committed to building a brighter future for underserved families and communities through financial education, lending, and investing.

Office of Business Opportunities (OBO)

Richland

Supports initiatives that benefit small, minority, veteran, and women owned businesses located in, or that want to do business with, the City of Columbia by providing creative financing,  technical assistance and capacity building opportunities that contribute to the economic growth of all communities.

CLIMB Fund (formerly Charleston LDC)

Statewide

CLIMB Fund is a not-for-profit Community Development lender whose mission is to ensure access to capital for small businesses and affordable housing developments that cannot secure traditional financing.

Based in Charleston and serving the entire state of South Carolina, CLIMB Fund has more than 40 years of history lending to entrepreneurs who have been turned away by for-profit banks.

Catawba Regional Council of Governments - Small Business Loans

ChesterLancasterUnionYork

The COG serves as a forum for intergovernmental cooperation and as a central staffing resource for grantsmanship, land use and transportation planning, community and economic development, workforce investment, GIS mapping, information systems, and project management.